Earn 4% APY with OMNI's High Yield Checking*
At OMNI, you'll find a heartwarming and community-oriented credit union that is with you every step of the way.
- No monthly fees and no minimum balance
- Access to over 30,000 free ATMs nationwide
- Grow your savings automatically
- Earn up to 4% APY on balances up to $10,000*
Enjoy a Lifetime of Benefits as a Member
Home of the Cashback Rebate
Convenient Access on the Go
Five-Star Member Service
“OMNI is a great credit union. They monitor accounts and text if they have a question on charges not normal for my account. I can earn cash depending on my account balance and I can deposit checks from anywhere with Digital Banking. Highly recommend this place to do your banking or if you need a loan.”
“I've had excellent service from OMNI. I have a checking and savings account, line of credit (card), and have taken out loans with them. They offer quick response (24 hours or less response time) and have helped me every time assistance was needed. I would recommend anyone to OMNI that wants consistent banking.”
“OMNI is a great bank. You can auto deposit checks from anywhere. They monitor your account and red flag abnormal purchase amounts. Friendly staff. 24hr teller is easy to use and we are loyal customers here for life.”
At OMNI, we want to see you succeed and thrive financially
From products for everyday banking needs like checking, savings or credit cards, to bigger life goals such as mortgages, auto loans, or investment planning, we've got the financial tools and are here to serve you. Become a member in as little as five minutes.
*High Yield Reward Qualifications: In order to earn the high yield dividend annual percentage yield (4.00% APY) you must meet all of the following minimum account requirements during each statement cycle: (1) make 15 debit card purchase transactions of $5.00 or more; (2) receive an aggregate of $1,000 or more in recurring ACH direct deposits to the account; (3) be enrolled in and receive monthly eStatements; and (4) log in to Digital Banking at least once. A statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Transactions must post during the statement cycle in order to be counted toward meeting High Yield Reward Qualifications.
ACH direct deposit must be recognized as regular payroll from an employer or a government benefit payment (such as Social Security) or similar deposit type. Person-to-Person payments (P2P) are not considered direct deposits for purposes of meeting High Yield Reward Qualifications.
Debit Card purchases are withdrawals processed as Signature, Credit or PIN-based transactions. ATM related transactions are not considered as debit card transactions for purposes of meeting High Yield Reward Qualifications.
When you meet all of the High Yield Reward Qualifications during the monthly statement cycle, a high yield APY will apply to account balances of $10,000.00 or less and a lower APY of 0.01% will apply to balances of $10,000.01 or more. Where High Yield Checking Reward Qualifications are not met in a statement cycle, your account will earn 0.01% APY for the entire balance in the account. If you close your account before interest is paid, you may not receive the accrued interest. This is a tiered rate, variable rate account. APYs are accurate as of January 15, 2025. The dividend rate and APY may change at any time as determined by the Credit Union.
Limit one High Yield Checking Account per Social Security number.